Terms & Conditions

These Terms & Conditions ("Terms") govern your use of the TROI Trading & Tech website and services. By using our services, you agree to these Terms.

1. Services

TROI Trading & Tech provides educational content, mentorship programs, and technology consulting services. We do not provide individualized financial, investment, legal, or tax advice.

2. Not Financial Advice

Nothing on this website or in our programs constitutes financial advice. All educational content is for general informational purposes only. Trading involves substantial risk of loss. You should consult licensed professionals before making financial decisions.

3. No Income Guarantees

We make no representations or guarantees about earnings, results, or returns. Individual results vary based on effort, market conditions, capital, and many factors outside our control. See our Earnings Disclaimer for details.

4. Eligibility

You must be at least 18 years old and legally able to enter binding contracts to use our services.

5. Intellectual Property

All content on this website, including text, graphics, logos, course materials, and software, is the property of TROI Trading & Tech and protected by copyright. You may not copy, distribute, or create derivative works without written permission.

6. Refund Policy

Refund eligibility varies by program. Specific refund terms are provided at the time of enrollment. Email hello@troitradingandtech.com with refund questions.

7. Limitation of Liability

To the maximum extent permitted by law, TROI Trading & Tech is not liable for any indirect, incidental, special, or consequential damages arising from your use of our services or any trading or business decisions you make.

8. Third-Party Links

Our website may link to third-party sites. We are not responsible for their content or practices.

9. Termination

We reserve the right to suspend or terminate access to our services at any time, with or without cause, with or without notice.

10. Governing Law

These Terms are governed by the laws of the State of Alabama, USA, without regard to conflict of law principles.

11. Changes to Terms

We may update these Terms at any time. Continued use of the service constitutes acceptance of the revised Terms.

12. Contact

Questions? Email hello@troitradingandtech.com.